Critical Illness Cover Northern Ireland | Michael Chandler Mortgages

Critical Illness Cover

If you were diagnosed with a serious illness, it is important to make sure you are protected against the financial impact it could have on your family.
Did you know 90% of insurance claims are paid out?

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Critical Illness and Serious Illness insurance policies pay out a cash lump sum or a regular income through Family Income Benefit when you are diagnosed with a specified illness or suffer injury from a serious accident.

Policies vary depending on the provider, so we will help you understand the finer details and benefits, for example, the number of illnesses covered, the definitions, the partial payments and the claims to payout ratios.

In the event of your diagnosis, money paid out from a Critical Illness policy could be used to help maintain your standard of living, pay off your mortgage and, if needed, pay for private healthcare.

Women Caring For Man In Hospital Bed

Children's Critical Illness Cover

Many insurers also offer Children's Critical Illness cover at no extra cost. This protects children from 30 days old to 18 years of age and can provide up to £25,000 per policy, per child.

This money could:

  • Enable you or your partner to take some unpaid leave to be with your child
  • Pay for private medical care and specialist equipment
  • Help to fund a special treat like a family holiday
Nurse And Young Boy In Hospital Bed

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If you would like to contact us call 02890 450 550 (option 2)

Critical Illness Insurance Quotation

Please complete the form below to receive a quote that is tailored to your requirements. One of our advisors will call you shortly

Who would you like covered by this policy?

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How long would you like to be covered?

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Data Protection Declaration

Michael Chandler Insurance Choices and First Complete Ltd will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts.

To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time.

Our Future Relationship

Our ongoing business relationship with you is important and we would like to be able to contact you by telephone, post or email from time to time to review your mortgage and associated protection product arrangements and introduce other services that may be of interest to you from ourselves or our associated companies.