Income Protection Belfast & NI | Michael Chandler Mortgages

Income Protection

We all insure our cars and homes, but we don't always look after what pays for them… our income. How would you pay the bills if you were sick or accidently injured and couldn't work? Income protection can be straightforward, simple to arrange and bespoke to your needs.
Did you know 90% of insurance claims are paid out?

We compare the UK's top providers

AIG Logo
Vitality Health Life Logo
Aviva Logo
Royal London Logo
Zurich Logo
LVE Logo
Legal And General Logo

Income Protection cover can provide:

  • An income to help replace any loss of earnings due to ill health or accidental injury
  • Continued benefits if you go back to work in a reduced capacity, with a reduced salary
  • Tax-free payments under the current rules, tax year 2016/17, although this might change in the future

Income Protection Insurance is designed to typically protect up to 70% of your gross salary if you are unable to work due to accident or sickness and, in some cases, unemployment. It can cover a wide range of situations and has the potential to pay out for many years.

Lady Putting Money Into Piggy Bank

Accident, Sickness and Unemployment Cover (ASU) covers your monthly mortgage payments and certain related costs for a specified period of time (usually up to two years) if you are suddenly unable to work due to an accident, sickness or involuntary unemployment.

You should think carefully about how you would cover your monthly mortgage payments and other outgoings if you couldn't work.

At Michael Chandler Insurance we can talk you through the options available from our panel of insurers and advise on the right policy for you. This will give you peace of mind to know you're making the right choice.

Contact us today
Worried Women Sitting On Steps

We will be in touch soon…

If you would like to contact us call 02890 450 550 (option 2)

Income Protection Insurance Quotation

Please complete the form below to receive a quote that is tailored to your requirements. One of our advisors will call you shortly

Your details

Data Protection Declaration

Michael Chandler Insurance Choices and First Complete Ltd will process all information in accordance with the Data Protection Act 1998 and it will be treated as private and confidential now and in the future. The only exceptions to this will be when the law requires us to disclose information or, with your consent, where disclosure is necessary when arranging or servicing your mortgage or protection contracts.

To fulfil our regulatory obligations, we will retain copies of your records for no longer than is necessary or for the duration of any contract you may enter into. You have the right to inspect these records at any time.

Our Future Relationship

Our ongoing business relationship with you is important and we would like to be able to contact you by telephone, post or email from time to time to review your mortgage and associated protection product arrangements and introduce other services that may be of interest to you from ourselves or our associated companies.