In assessing your ability to repay the debt the lender will consider both your income and your expenditure to determine if the loan is affordable, however they can only consider your status at the point of application.
Our job as advisers is to plan for your long term financial security, and in doing so we consider those events which present a risk to your ability to repay the mortgage and ultimately own your own home.
OUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Whilst many of the lenders will treat your circumstances sympathetically they will want to have the debt repaid. These questions should not be limited to just mortgage account holders but also to individuals seeking to maintain their lifestyle. On sight of the answers to the above questions your adviser will make a recommendation to mitigate any risk.
These questions should not be limited to just mortgage account holders but also to individuals seeking to maintain their lifestyle. On sight of the answers to the above questions your adviser will make a recommendation to mitigate any risk.
We want to help you get the right quality of cover for your needs within your budget. After we have assessed your needs, we will advise and make a recommendation for you.
Our track record proves that we fully understand & implement the best solutions required to achieve the greatest results in today's property market.
Whether you're planning on upsizing or downsizing, we can help you understand your options and start your next exciting chapter.
